Personal Banking

Checking

Regular Checking

• $50.00 to open

• $10.00 monthly maintenance fee for accounts with an average ledge balance less than $1,200.00

• No per check fee

Direct Checking

• $50.00 to open

• Must have at least one monthly direct deposit

• No monthly maintenance fee per statement cycle

• No minimum balance required

• No per item fee for debits and/or credits

50 Plus Checking

• $50.00 to open

• Must be at least 50 years old

• No monthly maintenance fee per statement cycle

• No minimum balance required

• No per-item fee for debits and/or credits

Student Checking

• $50.00 top open

• Must be a full time student

• No monthly maintenance fee per statement cycle

• No minimum balance required

• No per-item fee for debits and/or credits

NOW Account

• $1,000 to open

• $2000.00 average ledger balance to avoid the maintenance fee

• $12.00 maintenance fee per statement cycle

• Simple interest method is based on average ledger balance and paid monthly

*interest is forfeited if the account is closed before interest is credited

Money Market

• $1,000 to open

• $2000.00 average ledger balance to avoid the maintenance fee

• $12.00 maintenance fee per statement cycle

• Simple interest method is based on average ledger balance and paid monthly

*interest is forfeited if the account is closed before interest is credited

You may make only (6) debits from your account during any monthly statement period. Each debt over 6 per month is $5.00. You may make unlimited withdraws in person.

Savings

Basic Savings

• $100.00 to open

• $500.00 average ledger balance to avoid the maintenance fee

• $5.00 maintenance fee per statement cycle

• Simple interest method is based on average ledger balance and paid monthly

• Interest is forfeited if the account is closed before interest is credit

• $25.00 minimum balance or account to remain open

• Check cashing charge of $3.00 per checks if balance is under $100

• Each withdrawal over 6 per month is $2.00

Student Savings

• $50.00 to open

• Must be a full time student or under the age of 18

• No monthly maintenance fee per month

• Simple interest method is based on average ledger balance and paid monthly

• Interest is forfeited if the account is closed before interest is credit

• $25.00 minimum balance or account to remain open

• Check cashing charge of $3.00 per checks if balance is under $100

• Each withdrawal over 6 per month is $2.00

interest is forfeited if the account is closed before interest is credited

CDs & IRAs

Certificates of Deposit 

Certificates of Deposit are an ideal way to save. You can earn a higher rate on your deposits by locking into a specified term. 

• Minimum opening deposit and minimum balance of $1,000 
• Interest is compounded monthly 
• Automatically renews at maturity at the current rate being offered 
• Competitive rates

Substantial penalty may be imposed for early withdrawal 

Fees could reduce the earnings on the account 

Individual Retirement Accounts

Individual Retirement Accounts are a great savings plan for your retirement years while at the same time receiving special tax benefits. 

• Minimum opening deposit of $1,000.00 
• Allows you to save for retirement, sheltering your earnings until distribution 
• Interest is compounded monthly 
• Competitive rates

Substantial penalty may be imposed for early withdrawal 

IN-TOUCH Telephone Banking   561-993-4304

24 Hour Telephone Banking

Getting information on any of your Bank of Belle Glade accounts is only a phone call away. IN-TOUCH, our telephone banking service, can give you access to your account information anytime, anywhere from any touch-tone telephone. 

IN-TOUCH is convenient, easy to use, and completely confidential. When you call, all you need is your account number and your four digit Personal Identification Number (PIN). You will establish your PIN the first time you use IN-TOUCH. 

Each time you call, you will be greeted by the host computer and will be guided along by pressing the numbers on your touch-tone telephone. Should you require personal assistance, you can easily return to the operator by pressing (0) during regular business hours. 

To get started, have your account number ready and dial the IN-TOUCH system at 561-993-4304 and follow the voice prompts. Simple and easy! 

Fees and Charges. The following fees and charges may be assess against your account:

Check printing fees vary by the style of check ordered.

An account is dormant if for one year:

There have been no withdrawals to the account, there has been no communication about the account or any other account of the same
customer or if statements are returned for incorrect address.