Personal Banking

Checking

Regular Checking

• $50.00 to open

• $1,200.00 average ledger balance to avoid the $10.00 monthly maintenance fee

• No transaction limitations apply to this account

Direct Checking

• $50.00 to open

• Must have at least one monthly direct deposit

• No monthly maintenance fee per statement cycle

• No minimum balance required

• No transaction limitations apply to this account

50 Plus Checking

• $50.00 to open

• Must be at least 50 years old

• No monthly maintenance fee per statement cycle

• No minimum balance required

• No transaction limitations apply to this account 

Student Checking

• $50.00 top open

• Must be a full-time student

• No monthly maintenance fee per statement cycle

• No minimum balance required

• No transaction limitations apply to this account

NOW Account

• $1,000 to open

• $2000.00 average ledger balance to avoid the $12.00 monthly maintenance fee

• No transaction limitations apply to this account

• We use the daily balance method to calculate interest on your account. Interest is paid monthly.

*Interest is forfeited if the account is closed before interest is credited

Money Market

• $1,000 to open

• $2500.00 average ledger balance to avoid the $12.00 monthly maintenance fee per statement cycle 

• We use the daily balance method to calculate interest on your account. Interest is paid monthly.

• You may make unlimited withdrawals from your account during any monthly statement period. Each debit over 6 per month is $5.00

*Interest is forfeited if the account is closed before interest is credited

Savings

Basic Savings

• $100.00 to open

• A monthly maintenance fee of $5.00 will be imposed every month if the daily balance on any day falls below $500.00. 

• We use the daily balance method to calculate interest on your account.

• You may make unlimited withdrawals from your account every month. Each withdrawal over 6 per month is $2.00

*Interest is forfeited if the account closed before interest is credited

Student Savings

• $50.00 to open

• Must be a full-time student 

• No monthly maintenance fee per month

• We use the daily balance method to calculate interest on your account.

• You may make unlimited withdrawals from your account every month. Each withdrawal over 6 per month is $2.00

*Interest is forfeited if the account is closed before interest is credited

CDs & IRAs

Certificates of Deposit 

Certificates of Deposit are an ideal way to save. You can earn a higher rate on your deposits by locking into a specified term. 

• Minimum opening deposit and minimum balance of $1,000 
• Interest is compounded monthly 
• Automatically renews at maturity at the current rate being offered 

 Substantial penalty may be imposed for early withdrawal

Individual Retirement Accounts

Individual Retirement Accounts are a great savings plan for your retirement years while at the same time receiving special tax benefits. 

• Minimum opening deposit of $1,000.00 
• Allows you to save for retirement, sheltering your earnings until distribution 
• Interest is compounded monthly 

Substantial penalty may be imposed for early withdrawal 

IN-TOUCH Telephone Banking   561-993-4304

24 Hour Telephone Banking

Getting information on any of your Bank of Belle Glade accounts is only a phone call away. IN-TOUCH, our telephone banking service, can give you access to your account information anytime, anywhere from any touch-tone telephone. 

IN-TOUCH is convenient, easy to use, and completely confidential. When you call, all you need is your account number and your four digit Personal Identification Number (PIN). You will establish your PIN the first time you use IN-TOUCH. 

Each time you call, you will be greeted by the host computer and will be guided along by pressing the numbers on your touch-tone telephone. Should you require personal assistance, you can easily return to the operator by pressing (0) during regular business hours. 

To get started, have your account number ready and dial the IN-TOUCH system at 561-993-4304 and follow the voice prompts. Simple and easy! 

Fees and Charges. The following fees and charges may be assess against your account:

Check printing fees vary by the style of check ordered.

An account is dormant if for one year:

There have been no withdrawals to the account, there has been no communication about the account or any other account of the same
customer or if statements are returned for incorrect address.